Spread your spending

It’s pay day. You see a big number in your bank account, so you splurge. Two weeks later you’re eating cereal for dinner as you wait to get paid again.

Wildcard lets you spread your pay cheque, so you always have money to spend.


Pick a spending number

Choose a number you feel comfortable with. A good rule of thumb is a third of your pay.


Wildcard streams money into your spending account

Rather than a lump sum, the money moves into your account cent-by-cent.


Every day is pay day

You’re always getting money to spend - even the day before pay day.


Lock your savings

Wildcard also lets you stream money into an account for savings

Learn more

Start using Wildcard with Apple Pay now

Your Wildcard transaction account has no account or cancellation fees. Learn more.

Get started