Spread your spending
It’s pay day. You see a big number in your bank account, so you splurge. Two weeks later you’re eating cereal for dinner as you wait to get paid again.
Wildcard lets you spread your pay cheque, so you always have money to spend.
Pick a spending number
Choose a number you feel comfortable with. A good rule of thumb is a third of your pay.
Wildcard streams money into your spending account
Rather than a lump sum, the money moves into your account cent-by-cent.
Every day is pay day
You’re always getting money to spend - even the day before pay day.
Lock your savings
Wildcard also lets you stream money into an account for savings
Start using Wildcard with Apple Pay now
Your Wildcard transaction account has no account or cancellation fees. Learn more.