You can put your salary on it, set up recurring bill payments, use most ATMs for free, and transfer money to any Australian bank account.
You'll get a physical Mastercard and an Apple Pay card. You can use your card at millions of merchants around the world and online, in any major currency. If you use your card in a foreign currency, Mastercard will charge you a low conversion rate, plus a 2.99% FX fee.
Our cards are issued by EML Payments, a global financial services company that processes billions in payments annually. They hold your funds in a segregated monies account at ANZ Bank.
Instead, we make money when you save money. Our card issuer pays us a bit of interest on all the money in our accounts, which means that unlike a bank, the more you save, the more we earn.
If you decide Wildcard isn’t for you, you can message us and we’ll close your account, no hard feelings.
This product is a prepaid, reloadable Mastercard issued by EML Payment Solutions Ltd (ABN 30 131 436 532 AFSL 404131). Consider the PDS before deciding if the product is right for you.