Terms

Wildcard is an Australian tech company with an Australian Financial Services Licence (Number 503801). We’ve partnered with EML Payment Solutions, a global payments company, to issue our cards.

Wildcard doesn’t charge any account fees. You won’t get charged for:

  • ordering a card or setting up an account
  • making purchases in store or online using AUD
  • cancelling your account
  • ordering a replacement card

Two things to be aware of:

  • If you make a purchase in a foreign currency, a 2.99% currency conversion fee will be added to your transaction.
  • If you don’t make a transaction for 6 months, you may get charged an inactivity fee by our card issuer. We’ll contact you about this well ahead of time, so you don’t get charged.

It takes less than 5 minutes to create an account. If you get started and change your mind – just contact us and we’ll cancel your account.

Read more here:


This product is a prepaid, reloadable Mastercard issued by EML Payment Solutions Ltd (ABN 30 131 436 532 AFSL 404131). Consider the PDS before deciding if the product is right for you.