Why we’re here

Half our generation has next to nothing in savings
of us have under $1000
of us have under $5000
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How come?

We live in a world of instant gratification, that wants you to spend money you don’t have, on stuff you don’t need.

Every day a new tap-and-forget, buy-now-deal-with-consequences-later technology comes out that makes it easier than ever to spend money without thinking.

We live in a world of instant gratification
But what about the rest of us?

It’s complicated...

A whole industry of budgeting apps and books has popped up, trying to tackle this problem. If you’re an Excel nerd or have the patience to read a 280 page book about finance, great.

But what about the rest of us?

How we help

We believe the only way to solve this problem is by making money simpler, not more complicated.

So we’re building the simplest possible way to control your spending and build your savings. And it looks like it’s working...

How we help
Here's the numbers
Transaction account

1 in 4 people who’ve tried Wildcard have stuck to it.

Zero fees

87.9% of all money spent on Wildcard was within budget.


Wildcard users have 46.1% of their money in savings accounts.